ANALYSIS OF INSURANCE INNOVATION DEVELOPMENT TRENDS

Modern trends in technology development lead to a more detailed assessment of innovations strategically important financial spheres the state's functioning, among which insurance sector is highlighted. The current market can only be imagined with involvement various digital technologies. Financial inclusion becoming widespread, creating appropriate conditions for attracting all segments population and businesses use multiple services. Such services should available at price infrastructure price, officially regulated, meet population's needs, will stimulate country's economic growth. Insurance innovation part inclusion, as latest methods serving customers are driver purpose study assess state inclusion. main tools used during research grouping, comparison, generalization. A graphical method was also analysis number deals concluded sector, share insurtech financing transactions selected countries, amount industry, changes startups worldwide. article analyzes following indicators activity field innovation: area technologies worldwide 2017-2021, countries world 2021, 2008-2019. It determined that agreements reached its maximum value 2021. As other technologies, there has been significant decrease since end 2016. Thus, Usurtech system whole. Therefore one priority tasks maintain literacy increase level innovative development, implementation startups. machine learning, "unstructured data", artificial intelligence, blockchain telematics, modern processes vectors different Their list constantly expands globalization markets goods